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Bloomberg: Fintech

Fintech is revolutionizing the financial services industry by enabling online and mobile-based saving, borrowing, and investing, bypassing traditional banks. This shift has caused significant disruption, with apps like Venmo and services from companies like Goldman Sachs and Adyen leading the charge. While fintech promises lower costs and greater access, it also threatens traditional banking jobs, with predictions that technology could replace 30% of banking positions by 2023. Regulators in the U.S., U.K., and Singapore are adapting by creating sandbox programs to foster fintech innovation. Read it here.

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